Card fees · Australia
Stripe fees in Australia
Taken from Stripe's own published pricing on 14 August 2026 and linked to it, so you can check every figure yourself. Then run it through the calculator to see the annual number.
Stripe's published Australian rates
Rates include GST
| Payment type | Published rate | What it covers |
|---|---|---|
| In person (card present) | 1.7% + A$0.10 | Stripe Terminal, domestic cards. Tap to Pay adds A$0.15 per authorisation; optional point-to-point encryption adds A$0.07 per authorisation. |
| Online | 1.7% + A$0.30 | Domestic cards, online. |
| Manually keyed / card on file | 1.7% + A$0.30 | Domestic cards. |
| International cards | 3.5% + A$0.30 online / 3.5% + A$0.10 in person | International cards. A further 2% applies if currency conversion is required. |
Stripe states its card fees include GST.
Monthly and fixed costs
Stripe's standard pay-as-you-go pricing has no monthly fee and no setup fee.
These rates are changing
Stripe has published that lower pricing takes effect for Australian domestic cards from 1 October 2026, and for international cards from 1 April 2027. Stripe had not published the new rates at the time this page was checked, so the figures here are the rates in force now.
Other published charges
| Charge | Published amount |
|---|---|
| Zip (buy now, pay later) | 5.49% + A$0.30 |
| PayTo and AU BECS Direct Debit | 1% + A$0.30 |
| Currency conversion | +2% where conversion is required |
Negotiating. Stripe offers custom and interchange-plus pricing for large volume or unusual business models.
Where these numbers come from
- Stripe: Pricing (Australia) (checked 2026-08-14)
- Stripe: Updates to card pricing in Australia from October 2026 (checked 2026-08-14)
Compare it against the others
A rate on its own tells you very little. What matters is what it comes to across a year of your actual turnover, at your actual average ticket, with your actual mix of in-person and online.
- Run your numbers through the calculator - it prices every provider on this list side by side
- What it comes to in your trade - a pub, a salon and a clinic costed side by side
Once you know the number, the next question is what you do about it
BookMyVenue is booking, ordering and POS software with published pricing and zero commission on every booking. It does not replace your payment provider and it does not change your processing rate - but it does mean the software sitting on top of those payments costs a flat monthly fee instead of a slice of every sale.